This program incorporates individual Financial Counselling sessions with a trained Financial Counsellor, access to free TAX Help and a Money Management rogram Money Matters helping individuals on low incomes and Centrelink benefits recognise 'spending leaks' and learning better strategies when handling money.  See website for further Information available.

Uniting Communities - Kensington

PreviouslyKnownAs UnitingCare Wesley Adelaide Inc:

Free, confidential and impartial business support and information to primary producers including fishers and small rural business owners who are experiencing financial difficulties and have no alternative source of impartial support.

Confidential and independent services either on your property or in one of our offices.

The service is free and independent of government and financial institutions with all information kept entirely confidential.

Rural Business Support incoprorating Rural Financial Counselling Service SA

The Rural Financial Counselling Service (RFCS) Program delivered through Rural Business Support (RBS) provides free, confidential and impartial business support and information to primary producers including fishers and small rural business owners who are experiencing financial difficulties and have no alternative source of impartial support.

Our team of rural financial counsellors based in the regions can assist you and your family with a range of confidential and independent services either on your property or in one of our offices.

The service is free and independent of government and financial institutions with all information kept entirely confidential.

This service supports clients through the trauma of bankruptcy and can intervene with creditiors to negotiate a satisfactory repayment arrangement. Counselling covers budgeting advice, advocacy and community education and aims to support clients in effectively managing their own financial affairs. See website for further information regarding services, programs, publication down loads and web links available

Uniting Communities - Adelaide

The St Vincent de Paul Society works very hard to assist people in need. Trained budget counsellors take the time to listen to and understand a persons needs, and in providing them with options in budgeting income and expenses, the budget counsellor encourages people to set, and work towards, attainable goals. See website links for further information: EntryProcedures If you need household budget advice please contact us

ST VINCENT DE PAUL SOCIETY (SA) INC

UCWB Financial Counsellors provide information, support and advocacy to people in financial difficulty. We provide a free, non-judgemental and confidential service.
Financial Counsellors can explain how to manage financial problems as well as their consequences. Financial Counsellors can assist by speaking to creditors, negotiating repayment arrangements or in applying for hardship (where applicable). 
This service is available to anybody experiencing financial difficulties and interpreters are also available at no charge. 
Financial Counsellors offer support and advocacy for the following issues:
•	Eligibility for government assistance 
•	Organise and prepare a budget
•	Disconnection (or threat) of gas, electricity and telephone services
•	Mortgage arrears and threat of repossession
•	Rent arrears and threat of eviction
•	Threatening letters and phone calls from debt collectors
•	Debt recovery through courts
•	Unpaid fines, taxation debts, loan arrears
•	Variations based on hardship
•	Bankruptcy and other alternatives

Appointments available in various locations including: Bowden, Cheltenham, Para Hills, Munno Para, Elizabeth.


Low Income Support Programme:

UCWB works with like-minded agencies and organisations to raise awareness of the causes and effects that poverty and hardship can have in the local community. The Low Income Support Program develops strategies and resources to help alleviate the stresses that poverty and disadvantage can bring to individuals and families, as it aims to help people gain control of their financial situation. The Program incorporates community development, community education, advocacy and financial counselling to individuals and families from diverse cultural backgrounds.

Unitingcare Wesley Bowden Inc

A range of services to meet basic needs. Included are food parcels and clothing and bus tickets. But even more  importantly a listening ear and sympathetic heart. This is a free service available to all people in need. Financial counselling is available for those wanting assistance in budgeting or help in managing household bills and debts. See our website links for further information.: EntryProcedures A service offered to those wanting to change direction, set goals and plan ahead as well as practical support for refugees settling into life in Australia. Financial counselling - Tuesday.

Churches Of Christ Careworks Inc

CareWorks, is an agency of Churches of Christ in SA and NT seeking to provide emergency assistance, financial counselling and support services to the disadvantaged. Careworks is a not for profit Christian organisation dedicated to help people in our community by providing caring and compassionate service. Careworks has been serving the community for more than 55 years, upholding Christian values of compassion, justice and love for all people.

Service specialises in Dialectal Behavioural Therapy.

Concession payments available.

Lisa J White

This service supports clients through the trauma of bankruptcy and intervene with creditors to negotiate satisfactory repayment arrangements. Covers budgeting advice, advocacy and community education and aims to assist clients effectively manage their own financial affairs. See website for further information regarding services, programs, publication down loads and web links available

Uniting Communities - Christies Beach

Rural Financial Counselling Service SA Inc

PreviouslyKnownAs Central Riverland Financial Counselling Service Inc: PreviouslyKnownAs Eastern Eyre Rural Counselling Service Inc: PreviouslyKnownAs Eyre Peninsula Rural Counselling Service: PreviouslyKnownAs Far West Rural Service Group Inc: PreviouslyKnownAs Fleurieu and Adelaide Hills Rural Counselling and Information Service: PreviouslyKnownAs Flinders and Pastoral Rural Counselling and Information Service Inc: PreviouslyKnownAs Barossa Hills and Plains Rural Counselling and Information Service Inc: PreviouslyKnownAs Mid North Rural Counselling and Information Service Inc: PreviouslyKnownAs Yorke Peninsula Rural Counselling and Information Service Inc: PreviouslyKnownAs South East Rural Counselling Service Inc: PreviouslyKnownAs Le Hunte and Environ Rural Counselling and Advisory Service: PreviouslyKnownAs Kangaroo Island Rural Counselling Service Inc:

Rural Business Support

Rural Financial Counselling Service SA, delivered through Rural Business Support assists eligible clients with a free independent, confidential business analysis. Rural Financial Counsellors based throughout the State work with primary producers, fishermen and small rural businesses experiencing financial difficulties to improve their profitability and long term viability. Support services include meeting with banks and lenders, succession planning and identifying various business scenarios.:EntryProcedures RFCS Programme co-ordinates local information and service provision, encourages farmers to seek help, provide referrals to appropriate professionals, inform community groups of the situation faced by the farming sector. Our head office is based in Magill, Adelaide. For further information contact your local Rural Financial Counsellor

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